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RegTech Compliance & Regulatory Reporting Software
Automate complex compliance workflows and eliminate manual filing errors.
Manual compliance reporting drains operational resources, slows down production timelines, and exposes financial institutions to severe regulatory penalties. ZorFinotech’s enterprise software suite converts complex, fragmented data streams into automated, compliant reporting pipelines. Built on an API-first layered architecture, the platform connects directly to your existing systems to execute precise financial calculations, protect data provenance, and generate audit-ready disclosures automatically.
Core Suite Architecture
The platform provides a modular compliance environment designed to handle tracking, auditing, and filing operations from a single application layer.
IFRS 9 - Expected Credit Loss (ECL) Platform
Automate credit loss provisions while maintaining real-time compliance with global accounting standards.
Impairment Automation
The processing engine performs automated loan impairment calculations directly from raw portfolio data, eliminating manual spreadsheet dependencies and calculations.
Proven Institutional Deployment
Bank of Bhutan selected and deployed this module as their primary automated IFRS 9 compliance milestone. T-Bank Ltd and Royal Insurance Corporation also utilize this specific platform to run their core ECL modeling solutions.
IFRS 17 – Insurance Financial Reporting Software
Deploy specialized accounting modules built explicitly to handle insurance-side regulatory standards.
Data Stream Integration
Unify separate policy registries and financial datasets into a centralized data architecture to calculate complex future cash flows.
Compliant Outputs
Generate standardized insurance balance sheets and statutory financial tracking reports built to withstand rigorous third-party audits.
Regulatory Automation & Reporting
Streamline your mandatory central bank submissions to reduce human validation overhead and accelerate your time-to-market.
Filing Error Reduction
Automated reporting pipelines extract and compile data directly from your enterprise data warehouse, stripping out manual entry and manipulation risks.
Regulatory Fluency
The system adapts to localized filing frameworks, ensuring all outputs remain fully compliant and formatted to match specific central bank requirements.
AML Compliance & Customer Screening
Protect your institution from operational threats and compliance breaches through automated fraud tracking modules.
Real-Time Detection
Behavioral analytics monitor data vectors instantly to flag anomalies, neutralize operational threats, and secure consumer trust.
Risk Mapping
Screen customer profiles against active compliance parameters to identify and isolate high-risk actions during onboarding and transaction lifecycles.
Data Governance & Immutable Audit Trails
Enforce rigorous data security policies while simplifying internal and external financial examinations.
Lineage Tracking
Rigid integration frameworks preserve absolute file integrity, tracking data provenance from initial ingest to final submission.
Immutable Logging
The platform logs every adjustment, report update, and systemic change onto a permanent audit trail, keeping your operations fully visible and perpetually audit-ready.
Technical Architecture & Control Framework
Our RegTech infrastructure coordinates data between your production databases and regulatory bodies without disrupting core applications.
01
Secure Core Integration
Secure REST/JSON APIs protected by OAuth 2.0 and mutual TLS (mTLS) build a direct, encrypted pipeline between core banking engines and our compliance logic layer.
02
Low-Code/No-Code Agility
Compliance officers can rapidly modify reporting templates, adjust calculation rules, and deploy updated compliance parameters directly without waiting for manual backend code modifications.
03
Local Maintenance Continuity
All systems are deployed, customized, and updated on-ground through our strategic partnership with Zutsu Media Pvt Ltd, providing immediate technical alignment with changing regional banking mandates.
Operational Comparison Matrix
Compliance Attribute Parameter
Legacy Manual Compliance
ZorFinotech RegTech Suite
Workflow Management
Manual data gathering; high risk of filing errors.
Automated, rule-driven workflow execution.
ECL Calculations
Disconnected spreadsheets open to entry flaws.
Automated, standards-compliant tracking pipelines.
Audit Preparation
Slow, retroactive document collection and assembly.
Live data governance with an immutable audit trail.
Regulatory Adaptability
Months of core recoding to change system parameters.
Months of core recoding to change system parameters.
